General civil liability is based on the legal obligation of the guilty party to indemnify the damage caused to a third party, and the purpose of this insurance is to protect the policyholder against the victim’s civil financial claims. They can be damage to health and damage to property, etc. General civil liability may be insured by natural and legal persons. As a natural person, you can be insured if you are the owner or a tenant of an apartment, a houseowner, even if you are the owner of a pet. While a company doing any business may secure against what it can do to third parties as a result of its activity or inactivity, including the damage done to customers by poor quality services or products. On the other hand, if you are an insolvency administrator, architect, auditor, sworn auditor, sworn lawyer, medical practitioner, you can protect yourself from losses that you may have caused to third parties due to errors or negligence in your professional activities.

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